If you’re buried in bills, facing foreclosure, or dealing with creditor harassment, filing for bankruptcy may give you the legal protection and financial relief you need. At Consumer Law Attorney, we help Newark residents regain control through Chapter 7 and Chapter 13 bankruptcy — with free consultations and flat fees.
Chapter 7 Bankruptcy:
Eliminate most unsecured debt (credit cards, medical bills, personal loans) and stop collections fast.
Chapter 13 Bankruptcy
Reorganize your debts into a manageable payment plan and keep your assets while catching up on missed payments.
Foreclosure Defense
Filing bankruptcy can stop foreclosure proceedings and give you time to save your home.
Creditor Harassment Protection
Once we file, the law requires all collection calls, wage garnishments, and lawsuits to stop immediately.
From Downtown Newark to the Ironbound and South Ward, we’ve helped individuals and families across Essex County find financial freedom. Our attorneys know the local bankruptcy courts and walk you through every step of the process.
Key Benefits:
✅ Individuals overwhelmed by credit card or medical debt
✅ Families at risk of losing their home
✅ Small business owners facing unmanageable business debts
✅ People being sued by creditors or experiencing wage garnishment
✅ Those looking to stop utility shutoffs or car repossession
Bankruptcy Steps: