If you’re behind on bills, facing lawsuits, or at risk of foreclosure, bankruptcy may be the lifeline you need. At Consumer Law Attorney, we guide Lakewood residents through Chapter 7 and Chapter 13 bankruptcy to stop creditor action and restore financial peace of mind.
Chapter 7 Bankruptcy:
Wipe out unsecured debts — like credit cards, payday loans, and medical bills — and get a clean slate in 3–4 months.
Chapter 13 Bankruptcy
Prevent foreclosure and catch up on missed payments by reorganizing your debt into one affordable monthly plan.
Stop Foreclosure or Garnishment
Filing bankruptcy puts an immediate stop to foreclosures, repossessions, and wage garnishments.
Creditor Harassment Protection
End the calls, threats, and lawsuits — legally and immediately.
From Lakewood Industrial Park to downtown Clifton Avenue, we’ve helped individuals and families across Lakewood take back control of their finances. We offer honest guidance, flat-rate pricing, and support at every step.
Key Benefits:
✅ Credit card and medical debt
✅ Foreclosure or car repossession
✅ Lawsuits and judgments
✅ Wage garnishment
✅ Overdue utility or tax bills
Bankruptcy Steps: