If you’ve received a foreclosure notice or are behind on your mortgage, you still have legal rights. At Consumer Law Attorney, we help Edison homeowners delay, stop, or fight foreclosure using loan modification negotiations, bankruptcy filings, or court challenges. The consultation is free — and timing is critical.
Loan Modification Advocacy
We work directly with lenders to negotiate payment reductions, term extensions, and reinstatement plans.
Bankruptcy Filing (Chapter 13 or 7)
Bankruptcy stops foreclosure immediately and may give you years to restructure or resolve your debt.
Foreclosure Litigation
If lenders violate procedures, we fight back in court to protect your home.
Short Sale or Deed-in-Lieu Assistance
When staying isn’t possible, we help you exit with minimal credit impact.
We’ve helped Edison residents across North Edison, Menlo Park, and beyond stop foreclosure in its tracks. Our attorneys know how Middlesex County courts and lenders operate — and we put that knowledge to work for you.
Key Benefits:
✅ Are more than 30 days behind on their mortgage
✅ Received a Notice of Intent to Foreclose
✅ Have a pending sheriff sale date
✅ Were denied a loan modification
✅ Want to stay in their home or exit on their own terms
Steps: