If you’re overwhelmed by bills, collection calls, or foreclosure threats, bankruptcy could be your best option. At Consumer Law Attorney, we help Union City residents file for Chapter 7 or Chapter 13 bankruptcy — stopping creditor action and setting you on the path to financial recovery.
Chapter 7 Bankruptcy:
Eliminate unsecured debts like credit cards, medical bills, and collections in as little as 90 days.
Chapter 13 Bankruptcy
Keep your home and car while catching up on missed payments with a structured repayment plan.
Foreclosure Defense
Filing for bankruptcy instantly stops foreclosure, lawsuits, wage garnishments, and debt collection.
Creditor Harassment Protection
The moment we file, creditors must legally stop contacting you.
Whether you live near Bergenline Avenue or in the Heights, we’ve helped Union City residents reclaim their financial stability. We know Hudson County’s courts and provide personal, compassionate service at every step.
Key Benefits:
✅ Threats of foreclosure or eviction
✅ Lawsuits and court judgments
✅ Credit card and loan defaults
✅ Wage garnishments and frozen accounts
✅ Car repossession or utility shutoffs
Bankruptcy Steps: